
Hey there, have you noticed the buzz around college campuses lately? A growing number of students are diving into the world of OnlyFans - the platform where creators can monetize spicy content - to tackle skyrocketing tuition fees. It’s a tempting side hustle, promising quick bucks, but it’s got some folks seriously worried about the risks involved.
Take Shayna Loren, a 21-year-old senior studying advertising at Boston University. She’s become a standout creator on OnlyFans, turning her marketing savvy into a personal brand that’s paying off big time. At just 18, she pitched the idea to her parents as a ‘research project,’ and with their hesitant blessing, she hit the ground running.
Now, with over 700,000 Instagram followers and a booming OnlyFans account, Shayna’s not only covered her tuition but also helped her parents retire. Talk about a dream gig - or is it? Let’s dig deeper into this spicy trend.
Shayna’s journey is the kind of story that makes you do a double-take. She saw an opportunity to blend her advertising skills with a bold business move, and boy, did it pay off. ‘I wanted to see how I could market myself through a totally different lens,’ she shared with a wink and a smile.
“I pitched it as a crazy idea to my parents, but they trusted me to give it a shot - and I’ve been unstoppable ever since,” Shayna revealed in a recent chat.
Leaning into the ‘college dream girl’ fantasy, Shayna taps into a relatable crush vibe that resonates with her audience. It’s no surprise her subscriber count keeps climbing - who wouldn’t want a peek into that campus charm?
Let’s talk numbers for a sec. The average cost of college in the US is a jaw-dropping $38,270 per year in 2025, per the Education Data Initiative. Since the start of the 21st century, costs have more than doubled, with some students facing up to $500,000 in loans for a bachelor’s degree - yikes!
With that kind of financial pressure, it’s no wonder platforms like OnlyFans are becoming a go-to for students. The allure of fast cash is hard to resist, especially when you see peers like Shayna turning content creation into a full-blown career.
But here’s the catch - experts are sounding the alarm on the darker side of this gig. Beyond the dollar signs, there’s a real risk when personal details slip out to subscribers, potentially inviting unwanted attention.
Dr. Carole Lieberman, a forensic psychiatrist, isn’t holding back on the dangers. She warns that some fans can blur the lines between fantasy and reality, fixating on creators as if they’re the only one who matters. It’s a slippery slope from flirty comments to full-on obsession.
“Some viewers start believing the creator is performing just for them, even imagining a romantic connection,” she explained. That kind of delusion can lead to real-world consequences, and it’s got experts on edge.
Law enforcement is also waving red flags. Bill Stanton, a retired NYPD officer and author of Prepared, Not Scared, points out how today’s youth straddle the cyber and real worlds - sometimes with dangerous overlap. “For some fans, a paid fantasy isn’t enough; they want to take it offline,” he cautioned.
The potential for stalking is a grim reality. When students prioritize income over security, they might not see the warning signs until it’s too late. It’s a sobering reminder that not every subscriber is just a harmless admirer.
Rock Jacobs, director of the documentary series Lonely Fans, has seen the underbelly of this trend up close. Filming on college campuses, he’s heard chilling accounts - like a man who drove five hours to a creator’s home, broke in, and hid in her attic. Talk about a nightmare!
Another creator featured in the series shared her success story - millions earned, a transformed life - but at what cost? She confessed to living in constant fear, haunted by the thought of violence intruding on her reality. “I’ve accepted I might not have a peaceful end,” she admitted.
Even Shayna, for all her success, stays vigilant. She avoids walking alone on campus at night and keeps personal safety front and center. But she’s quick to note that smaller creators - often regular students dipping their toes into OnlyFans - face bigger risks by playing up the ‘digital girlfriend’ angle to boost earnings.
“When you’re a big name, fans know it’s a job with boundaries,” Shayna explained. “But smaller creators might blur those lines for more cash, and that’s when things get scary - subscribers can get way too attached.”
So, is OnlyFans a golden ticket or a risky gamble for college students? On one hand, it’s empowering to see young women like Shayna take control of their finances and build a future on their terms. The platform offers a way out of crushing debt - and who doesn’t want that?
On the other hand, the safety concerns are impossible to ignore. From digital fixation to physical threats, the stakes are high for creators who might not fully grasp the consequences of oversharing online. Parents, take note - this side hustle isn’t all glitz and glamour.
As this trend grows, the conversation around OnlyFans on campuses isn’t going away anytime soon. It’s a spicy mix of opportunity and danger - and for students stepping into this world, striking the right balance could be the ultimate test. What do you think - worth the risk or too hot to handle?